Goodbye Debit, Hello Credit

This comprehensive course was designed to provide valuable insight on the world of credit. Regardless if you’re new to credit or have been swiping your card for years, Justin breaks down the benefits associated with credit cards and shares real-life examples to help eliminate the negative stigma associated with these cards.

What Will You Learn:

  • What is a credit card?
  • Understanding and calculating your credit score
  • Interest rates and how to avoid them
  • Types of credit cards
  • Controlling cash flow
  • Credit card perks and rewards
  • Applying for credit cards
  • Debt reduction plan


“The credit card course Justin created has been life-changing for me. I am not a fan of credit and have always liked to pay cash/debit for all purchases. That is until I realized the benefits of using a credit card to accumulate points. I now use my credit card for ALL purchases. I recently cashed in my points for the first time and saved around $800 on my travel. This was just based on my normal everyday spending. I highly suggest taking this course. You won’t be disappointed, I can guarantee it!” – Carlee P. (Los Angeles, CA)

“When I initially started the course, I came in with my preconceived notions about credit cards. Even in my personal life, I’ve had my ups and downs with them. However, Justin laid out the information in a manner that could easily be followed. I enjoyed his level of detail during each subject, allowing me to take something new away from the topic. I would highly recommend this to anyone I know whether they are struggling to get out of debt or new to credit cards.” – Tony E. (Pittsburgh, PA)

“I never knew much about credit. I didn’t get my first credit card until this year at the age of 34. Justin’s course gave me a lot of information and I look forward to building my credit score and finding the best card for me that offers great perks!” – Brittney T. (Los Angeles, CA)

Course Information

Estimated Time: 2 hours


Course Instructor

Justin Riley Justin Riley Author

Justin Riley is an entrepreneur, speaker, and former small business executive who has a passion for serving and inspiring others to live life with purpose. As a former collegiate athlete with more than seven years of experience in higher education, media, and sports – Justin has the unique ability to connect with a wide-range of audiences, often drawing from his own vulnerabilities and personal experiences to craft his message. When he's not creating new content ideas, you can find Justin digging through financial spreadsheets, credit card statements, and travel deals in search of his next adventure. Justin is the founder of Purpose Over Profit™ and co-host of the Married Millennials podcast.

Full Access

1 year of access